Whenever you’re involved in a car accident, you’re legally obliged to halt immediately. Stop your vehicle and check whether everyone is alright. In a few cases, some parties might get hurt or experience internal bleeding – call for an ambulance or request for immediate medical attention from physicians near you. In addition, you’ll want to avoid claiming responsibility for the motor vehicle accident that just occurred. Allow your car insurance firm to handle this issue on your behalf.
You should also call your personal accident lawyer and inform him of the accident. However, if you’re worried about the huge lawsuit charges involved, simply request for these convenient car accident loans to receive legal funding.
Here are the 4 things you should do when you get into a car accident:
1. Examine the damage caused
The first process should involve conducting a careful review of the accident. Are there any injured parties? If some people are hurt, request for an ambulance promptly. Don’t move your vehicle any further, unless it’s causing a huge traffic congestion. Avoid confronting the other party using rude language – this will only upset the apple cart, leading to a flare-up of emotions that will only aggravate the situation. If the other party pushes you to the wall in an attempt to get your admission of fault, simply remain silent and avoid any conversation towards that effect.
2. Inform the police
Law enforcers must be informed when a vehicle accident occurs. They’re trained to deal with such cases whenever they occur. Even when your incident is minor, always contact the police so that a legal accident report can be created. It’s also crucial for involved parties to exchange information such as their full names, mobile contacts, registration numbers, and physical address. This way, nobody will evade rightful responsibility for the accident. Use your phone’s camera to take several photos of the entire scene of the accident. Always have a pen and notebook within your car when driving – it’ll help you jot down such information.
3. Contact your insurance company
Take some time to call your insurer immediately after an accident occurs. Upon receiving your call, the firm ought to send a representative who can provide advice and guide you through the entire process. For instance, you will be told to avoid acknowledging liability for the accident. Remember, you’ll be in a state of total disarray when the accident occurs. Allowing your insurer to handle the entire issue will help you make sober decisions. Therefore, always call your insurer regardless of whether the accident is major or minor.
4. Beware of staged accidents
Sadly, there exists a breed of cunning drivers who strive to defraud hard-working citizens and con insurance firms. These unprincipled individuals often lurk in urban regions where traffic is thick. Some of them target drivers of high-end vehicles while others set up camp in wealthy places within the town. Often times, these individuals will pretend to signal you right of way, encouraging you to drive on. Shortly after, they’ll accelerate and ram their car into yours. It’s important to collect the full info of all the parties in the other vehicle. Next, document the scene by taking clear photos of the damage. Shortly afterward, call the police.
This checklist will help you deal with all types of motor vehicle accidents. Remember to drive safely.